New to Rhode Island Medicare
Getting ready to become a Medicare beneficiary in the state of Rhode Island can be daunting, especially if you’re already 65 years old or have a few years left before you retire. That’s why we’re here to help. We’ll help you understand what it is and how you can get the best possible health insurance coverage.
If you are a new Medicare user or are already a member of the federal health program, then you should enroll in Medicare Part A and B. These two components provide health insurance coverage for various services, such as inpatient care.
If you live in Rhode Island, when you reach the age of 65, you should start signing up for Medicare. This usually happens around the time that you can start receiving benefits in Part A and B. However, it is not mandatory for new enrollees to sign up for this type of insurance. If you don’t have creditable coverage or are still not satisfied with your current health insurance, then you must pay a penalty.
When you sign up for Medicare, you will be able to combine this with a Medicare Supplement plan. This type of insurance provides coverage for the gaps that are left in Original Medicare. Before you start taking advantage of this type of insurance, it’s important that you thoroughly understand the costs associated with it.
If you prefer not to sign up for a Medicare supplement plan, then a Medicare Advantage plan is the best choice. In Rhode Island, this type of insurance provides additional benefits for those who are already eligible for Original Medicare. These include prescription drug coverage, vision, hearing, and dental.
France Stephanos
Licensed Rhode Island Medicare Agent
Contact France through Medicare Agents Hub »
I am a licensed Life and Health insurance Agent and Medicare Insurance Certified Agent. I have advised, enrolled numerous first time and other Medicare recipients into Medicare Advantage plans and Supplements for the past six years. I have guided and helped several of my actual members obtain their Medicare part A and B by directing them to their local Social Security and obtained when applicable state help via the State Medicare Savings Program. Once enrolled, I continue to help and service my members, I am always available to answer any questions and provide to them the best service and experience. I am proficient in English, French and Spanish. It is always a real pleasure for me to serve all Medicare recipients get the best suitable plans available in their local areas of residence.
I provide free consultation by phone or by meeting face to face by appointment. I do not provide direct quotes but instead discuss with you your situation before to advise on the best plan for you. The best way to contact me is by phone at: 860-908-7537 or email me at: [email protected]
