New to Rhode Island Medicare

Last Updated March 13, 2024

New to Rhode Island Medicare

Getting ready to become a Medicare beneficiary in the state of Rhode Island can be daunting, especially if you’re already 65 years old or have a few years left before you retire. That’s why we’re here to help. We’ll help you understand what it is and how you can get the best possible health insurance coverage.

If you are a new Medicare user or are already a member of the federal health program, then you should enroll in Medicare Part A and B. These two components provide health insurance coverage for various services, such as inpatient care.

If you live in Rhode Island, when you reach the age of 65, you should start signing up for Medicare. This usually happens around the time that you can start receiving benefits in Part A and B. However, it is not mandatory for new enrollees to sign up for this type of insurance. If you don’t have creditable coverage or are still not satisfied with your current health insurance, then you must pay a penalty.

When you sign up for Medicare, you will be able to combine this with a Medicare Supplement plan. This type of insurance provides coverage for the gaps that are left in Original Medicare. Before you start taking advantage of this type of insurance, it’s important that you thoroughly understand the costs associated with it.

If you prefer not to sign up for a Medicare supplement plan, then a Medicare Advantage plan is the best choice. In Rhode Island, this type of insurance provides additional benefits for those who are already eligible for Original Medicare. These include prescription drug coverage, vision, hearing, and dental.