Rhode Island Medicare Resource Center

Rhode Island Medicare Basics - Medicare Resource Center

Medicare is a healthcare program that provides coverage for individuals who are eligible for it and those who are currently receiving treatment at a medical facility. It is a fee-for service plan that the federal government is managing.

Since 1965, Medicare has been composed of two parts: the Medicare Part A and the Medicare Part B. For over 50 years, the program has been able to provide coverage for individuals with disabilities and seniors.

With the help of Medicare, people can bypass the need for a referral or authorization when they go to the doctor or hospital of their choice. The government will then pay the cost of the service, and the individual will only be responsible for the remaining left-over funds.

Can You Get Medicare in Rhode Island Without Enough Work Credits?

Can You Get Medicare in Rhode Island Without Enough Work Credits?

Most people earn premium-free Part A through 40 quarters of work, but you can still get Medicare if you fall short. Here is how the buy-in works and what it costs.

Medicare and Moving in Rhode Island: How to Change Your Plan When You Relocate

Medicare and Moving in Rhode Island: How to Change Your Plan When You Relocate

Moving to a new state or county can change your Medicare coverage overnight. Here's what triggers a Special Enrollment Period, what to do with Advantage and Part D plans, and how Original Medicare and Medigap travel with you.

Turning 65 on Medicare Disability in Rhode Island: What Changes and What to Do

Turning 65 on Medicare Disability in Rhode Island: What Changes and What to Do

If you got Medicare through disability before age 65, turning 65 resets your options. Here's what changes, why it matters for Medigap, and what to do during your second Initial Enrollment Period.

The Rhode Island Medicare Part B Late Enrollment Penalty: What It Costs and How to Avoid It

The Rhode Island Medicare Part B Late Enrollment Penalty: What It Costs and How to Avoid It

Miss your Part B enrollment window and you'll pay a penalty for life for every 12 months you delayed. Here's how the math works and the rules that let you skip the penalty entirely.

Common Medicare Mistakes First-Time Enrollees in Rhode Island Make

Common Medicare Mistakes First-Time Enrollees in Rhode Island Make

Many new Medicare enrollees make costly mistakes. Learn what to avoid when choosing coverage, drug plans, and enrollment timing.

How to Appeal Medicare Coverage Decisions in Rhode Island

How to Appeal Medicare Coverage Decisions in Rhode Island

How to appeal Medicare coverage denials, understand your rights, and get the care or payment you need with clear steps and tips.

The Different Types of Medicare Penalties in Rhode Island and How to Avoid Them

The Different Types of Medicare Penalties in Rhode Island and How to Avoid Them

Learn how the Medicare Part A, Part B, and Part D late enrollment penalties work, how much they cost, how long they last, and how to avoid them.

2025 Rhode Island Medicare Changes: What Took Effect and How It Impacts You

2025 Rhode Island Medicare Changes: What Took Effect and How It Impacts You

A retrospective look at the major 2025 Medicare updates, including the $2,000 Part D out-of-pocket cap, expanded telehealth, negotiated drug prices, and preventive care changes.

Turning 65 in Rhode Island: A Complete Guide to Medicare Enrollment

Turning 65 in Rhode Island: A Complete Guide to Medicare Enrollment

Everything you need to know about Medicare when you turn 65 — from your Initial Enrollment Period and plan options to costs, common mistakes, and how to enroll.

New to Medicare in Rhode Island: A Beginner's Guide

New to Medicare in Rhode Island: A Beginner's Guide

New to Medicare? Understand Parts A, B, C (Medicare Advantage), and D. Compare Original Medicare vs. Advantage, learn enrollment deadlines, and pick the right coverage.