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Original Medicare

Original Medicare (Part A) covers most medically necessary services.

Medicare Supplement

Medigap plans provide additional insurance for out of pocket costs.

Medicare Advantage

A bundled alternative to Original Medicare for your health and drug coverage.

Not sure what Medicare plan is right for you?

Original Medicare Plans in Rhode Island
(Part A & Part B)

Medicare is a healthcare program that provides coverage for individuals who are eligible for it and those who are currently receiving treatment at a medical facility. It is a fee-for service plan that the federal government is managing.

Since 1965, Medicare has been composed of two parts: the Medicare Part A and the Medicare Part B. For over 50 years, the program has been able to provide coverage for individuals with disabilities and seniors.

With the help of Medicare, people can bypass the need for a referral or authorization when they go to the doctor or hospital of their choice. The government will then pay the cost of the service, and the individual will only be responsible for the remaining left-over funds.

Medicare Supplement Plans in Rhode Island
(Medigap Insurance)

A Medicare supplement is a type of insurance - also known as Medigap insurance - that covers some of the healthcare costs that the original Medicare leaves behind. It can help people fill their coverage gaps. Unlike regular Medicare, it does not require them to pay a huge amount of out-of-pocket expenses.

Since the federal government has standardized the benefits of Medicare supplement plans, they are now uniform across all insurance companies in the country. Before people start looking for a new plan, it is important to familiarize themselves with the pricing methods of the carriers.

Your carrier's pricing method can affect the monthly premium rates of your Medicare supplement plan. It is also important to note that if you have a spouse who needs coverage, then they must purchase a separate policy.

Medicare Advantage Plans in Rhode Island
(Medicare Part C)

Medicare Part C is a type of insurance that is offered by a private company and assumes the risk associated with your original Medicare. This means that it becomes your primary source of coverage instead of Medicare Part B and Part A.

Medicare Advantage plans are also known as Medicare Part C plans. These provide various benefits, such as gym memberships, vision, dental, and prescription drug coverage. Some plans even have an OTC card that allows beneficiaries to shop for over-the-counter medications.

Medicare is a type of healthcare system that consists of two main components: Medicare Part A and Part B. With a Medicare Part C plan, you can choose from a variety of healthcare options and still get the same benefits as both Medicare Part A and B.

Medicare Part D Plans in Rhode Island
(Perscription Drug)

Part D prescription drug plans are commonly used by Medicare beneficiaries to lower the cost of their medications. These plans are designed to provide coverage for the lowest possible cost.

One of the most challenging aspects of Medicare is understanding the various levels of coverage that a prescription drug plan provides.

One of the most common types of coverage that Medicare provides is its prescription drug plan, known as Medicare Part D. This is different from the Medicare Supplement plans that are designed to cover the gaps in the Original Medicare. If you have Medicare Part A but are not yet enrolled in Medicare Part B, you can still enroll in the program through Medicare Part D.

Get your personalized Rhode Island Medicare plan comparison

At MedicareSignups.com, our agents can help you find the right plan for your budget and needs. They can also answer your questions about Rhode Island Medicare plans and help you make informed decisions.

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RI Medicare Resource Center

Rhode Island Medicare Information

Medicare 101

Medicare Basics

Upcoming Changes to Rhode Island Medicare in 2025: What to Expect

Coverage

Rhode Island (RI) Medicare Donut Hole

Medicare FAQ

Rhode Island Medicare Part D FAQ

Medicare Part D

Medicare Part D in Rhode Island

RI Local Medicare Offices

Rhode Island Official State Health Insurance Assistant Program

Rhode Island's official state SHIP program is the Senior Health Insurance Program (SHIP). As Rhode Island’s designated state unit on aging, OHA is the chief advocate for older Rhode Islanders, adults living with disabilities, and family caregivers. Our work centers around empowering ALL Rhode Islanders to age strong and connecting them to information and resources that support that end. Promoting engagement and equity is core to what we do. This website is a window of opportunity to access important information regarding our work, opportunities, and resources to help our constituents in their AGING journey. We are here to serve you!

Visit the Official Website »

Local RI SHIP program official resource.

Senior Health Insurance Program (SHIP) is the official Rhode Island state program that is dedicated to helping seniors living in RI with Medicare information, as well as an abundance of other resources for seniors.